Why use Clifford Allen Associates, Ltd.?

Since we started in 1992, we have been solely dedicated to providing Student Insurance solutions for secondary schools. This is all we do! Please feel free to contact your peers at any of the schools we currently serve to see what they have to say about our products and service.


Who underwrites the policy?
What do I do if I have questions regarding a claim?
How are pre-existing conditions treated?
Are there any deductibles or copayments under the plan?
How are prescription drug claims handled?
Is coverage mandatory?
Can we cover students for short periods of time?
How do we add/remove students?
Is this a Network Plan?
What types of materials/communications do you provide your schools so they can understand the policies and communicate the information to students and families?
Are physicals and immunizations covered?


Are the plans primary or excess?
Are the plans voluntary or mandatory?
Are the plans 24 hour or during school hours?
Is coverage included for all interscholastic sports, including football?
What is the duration of the policy?
Who underwrites the policy?
What are the coverage limits?
Are there any deductibles, co-insurance or co-pays?
How is enrollment handled?
Are your Accident Only plans available in all states?
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